Canadian's Path to US Real Estate: Glen Sutherland's Journey & Tips

In this episode of the Wisdom Lifestyle Money Show, host Scott Dillingham sits down with Glen Sutherland, a seasoned Canadian real estate investor specializing in US properties. Glen shares his transition from investing solely in Canada to expanding into the United States, driven by limitations in Canadian lending and the desire for more scalable opportunities. Starting in 2016, he began with turnkey properties in Alabama but quickly learned the importance of strategic financing and value-add approaches. He discusses overcoming initial challenges like maxing out on Canadian bank loans and managing properties hands-on, which led him to seek out US markets for better leverage and professional management. Glen emphasizes creative strategies like seller financing, subject-to deals, and lease options that are more feasible in the US, allowing investors to grow portfolios without depleting cash reserves.

Glen highlights key differences between Canadian and US real estate, including easier evictions in certain states, tax advantages, and the ability to refinance for expansion. He warns against common pitfalls for Canadians, such as personal liability when using big Canadian banks for US loans, which can expose assets to lawsuits in the litigious US environment. Instead, he advocates for corporate structures to mitigate risks like double taxation under FIRPTA and FAPI rules. Drawing from his experience, Glen advises on building teams, analyzing deals with tools like breakeven calculators for rate buy-downs, and focusing on markets with growth potential. As of November 2025, with US interest rates stabilizing post-2024 highs and inventory increasing in many areas, he notes opportunities for negotiated deals amid slower market pace.

Now a coach and podcast host, Glen offers programs to guide Canadians through entity setup, financing, and acquisition strategies, including discounts on legal services. This episode provides actionable insights for cross-border investors, blending personal anecdotes with practical advice to minimize mistakes and maximize returns. Whether you're a beginner or seasoned investor, Glen's story underscores the benefits of US real estate for diversification and wealth building, with tips on leveraging experts like LendCity for seamless financing.