LendCity Investor Resources: Tools, Calculators & Education for Real Estate Investing Success

In this episode of the Wisdom, Lifestyle, Money Show, host Scott Dillingham walks viewers through the comprehensive suite of investor resources available through LendCity Mortgages. Many investors are unaware of the extensive tools and educational content available to help them succeed in Canadian real estate investing. From specialized podcasts to AI-powered calculators, Scott reveals the resources designed to empower investors at every stage of their journey.

Scott begins by introducing the Close More Deals Podcast, a companion show that focuses on special lending programs across residential and commercial real estate. While primarily targeting realtors, the content benefits any investor or homeowner looking to understand various financing options for future transactions. The podcast covers owner-occupied strategies and unique lending scenarios that can open doors for property acquisitions.

The LendCity website serves as a massive resource hub with over 130 investor-focused blog articles covering everything from cash flow analysis to multi-family property acquisition strategies. Unlike generic AI-generated content, these articles provide deep dives into specific topics with frequently asked questions pulled from real investor inquiries and popular search terms. Each article features a glossary with key terms and definitions, making complex mortgage concepts accessible to investors of all experience levels. The site includes innovative AI-powered search functionality that understands the meaning behind search queries rather than just matching literal terms, delivering more relevant results for topics like refinancing after renovation or analyzing multi-family deals.

One of the most exciting new tools is the CMHC MLI Select and MLI Standard Max Loan Calculator, currently in beta testing. This AI-powered calculator allows investors to upload property documents such as appraisals, rent rolls, tax bills, and utility statements. The tool analyzes these documents to provide a guideline on maximum loan approval for multi-family properties with five or more units. Scott explains how this calculator has helped his clients negotiate lower purchase prices by demonstrating when a property's cash flow cannot support the asking price without requiring a substantial down payment. The CMHC MLI Select program offers significant benefits including up to 95% loan-to-value financing, amortization periods up to 50 years, and reduced insurance premiums for properties meeting affordability, energy efficiency, and accessibility criteria.

Looking ahead, LendCity is developing additional tools including conventional loan calculators for various asset classes, rental property cash flow calculators, and property value estimators. Scott encourages investors to bookmark the site, subscribe to the weekly investor insight newsletter, and connect with the team of investor-focused mortgage experts through the complimentary book-a-call feature.